Get Pre-Approved

Welcome to the Decorah Auto Center Pre-Approval Center! Looking to get financed in the privacy in your own home or just want to speed up the process? Complete this easy four-step application, and we will contact you with your customized financing options. We proudly cater to those with less-than-perfect credit or perfect credit. We have options for everyone. To get pre-approved for an auto loan or lease, fill out our secure credit application below. Once received, one of our professionals will be in touch with you to discuss your options.

Contact Information*

Address Information*

Employment Information*

**Alimony, child support, or separate maintenance income need not be revealed if you do not wish to have it considered as a basis for repaying this obligation.

Banking Information*

Co-Applicant Information

Co-Applicant Employment Information

**Alimony, child support, or separate maintenance income need not be revealed if you do not wish to have it considered as a basis for repaying this obligation.

Important Privacy Information*

Privacy Statement

As a valued customer, we want to ensure your private information is kept private and only shared with those companies who are authorized either by yourself or as allowed or required by law. This document explains our privacy policy, gives you reasons why we ask for the type of information we do, and if we do reserve a right to share information with non-affiliated third parties, lets you "opt-out" of our reservation to do so. Please take a moment to read this entire policy.

Collection of Information
The purchase of a motor vehicle requires considerable accumulation of nonpublic personal information. For example, if we sell or lease you a vehicle - extending you credit at your request - we will receive information from you in order to determine your creditworthiness. We may also obtain information from a credit-reporting agency. We may also obtain information from third parties such as employers, references and insurance companies.

Some of the information we obtain from you may be required by state of federal agencies, such as the Department of Motor Vehicles or the Internal Revenue Service. This information may be required even if you were to pay cash for your vehicle. Examples would be a driver's license or social security number.

Protecting Your Information
We safeguard nonpublic personal information according to established industry standards and procedures. We maintain physical and electronic safeguards that comply with state and federal law. We restrict access to nonpublic personal information about you to those employees and outside contractors who need to know the information to provide product or service to you. We prohibit our employees and agents from giving information about you to anyone in a manner that would violate any applicable law or our privacy policy.

Information Sharing
Unless we have indicated our desire to share your nonpublic personal information with non-affiliated third parties (by checking the box in the section below), we share information:

A) For everyday business purposes, such as to process transactions, maintain account(s), respond to court orders and legal investigations, or report to credit bureaus.

B) For purposes of processing a sale or lease transaction as your request or authorize, such as submitting information to third party financial institutions that may be requested to take an assignment of the contract or verifying insurance coverage information.

C) When using outside service providers to help us provide you with products and services. Before providing information to our service providers we enter into contractual agreements prohibiting them from disclosing or using the information other than for the purpose it was disclosed.

D) With "Affiliated" companies. Companies that are affiliated with us include any company that controls us, any company we control, or any company under common control with us.

(enter your initials)

I am interested in purchasing or leasing a vehicle and request that my Consumer Credit Report be obtained, at no cost to me, in order to help determine the types and extent of financing which may be available to me.
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Benefits to Getting Pre-Approved for Auto Financing

Before you start the car shopping process, it's incredibly beneficial to get preapproved for an auto loan. By getting pre-approved, you can secure the best interest rate possible and save time at the dealership. By filling out our convenient preapproval form, you can have a better idea of your budget for a new car, which will help you shop with confidence when you visit us at Decorah Auto Center.

Auto Loans and Leases near Decorah, IA

The financing department at Decorah Auto center is dedicated to providing you the best customer experience possible. We've worked with those with various credit situations including those with not-so-good credit and those in the process of rebuilding their credit. Because of our strong partnerships and choice of many lenders, we're able to help our customers design the right financing package based on their needs.

In addition to our pre-approval form, you can use our handy financing tools like our payment calculator, which can estimate your monthly payments, to help you through the car shopping process.

Shop New and Used Ford Cars, Trucks, and SUVs near Decorah

Once you get pre-approved for your auto loan or lease, you'll have a better idea of your budget for a new Ford. We urge you to visit our dealership to test drive new Ford cars, trucks, and SUVs, to see what meets your lifestyle and budget.

Our Ford dealership carries top-of-the-line new Lincoln vehicles, including the new Navigator, Nautilus, Continental or MKC. Whether you are looking for a fuel-efficient sedan or a spacious SUV, you're sure to find exactly what you need. Or, if you are looking for an affordable, reliable vehicle that's within your budget, check out our extensive inventory of pre-owned vehicles.

Get Pre-Approved for a New or Used Lincoln at Decorah Auto Center in Decorah, IA

Decorah Auto Center proudly serves Decorah, Cresco, Waukon, West Union, Fillmore County and the surrounding areas with exceptional customer service from sales to service, financing, and everything in between. Get pre-approved for an auto loan or lease with our convenient pre-approval form. Our pre-approval form is fast, easy, secure, and will give you a head start on the car shopping process.